Privacy Policy — Money Manager

Effective 4 November 2026 · Published by PRODM IT Solutions

Short version: Money Manager runs entirely on your device. We do not collect, transmit, sell, or share any personal data. There is no account and no sign-in.

1. Information we collect

None. Money Manager does not collect personal information. Anything the app stores (your transactions, budgets and accounts) is kept only on your device and is never uploaded to us or anyone else. We have no servers that receive your data.

2. Permissions

• SMS (READ_SMS) (optional, opt-in): Optional and opt-in (Android only). If you enable auto-detect, the app reads incoming bank messages on your device to fill in the amount and type. SMS is never uploaded or shared.

If you enable SMS auto-detect on Android, messages are read and parsed on your device only to extract the amount and whether it was a debit or credit. The message content is never transmitted off the device. You can decline or disable this at any time, and the app works fully without it (you can paste a message manually instead).

3. Advertising

Free versions may show limited, non-intrusive ads provided by a third-party ad network. These ads are not personalised using data we hold about you (we hold none). The ad network may process a device advertising identifier under its own policy; you can reset or limit this in your device settings, and the one-time unlock removes ads entirely.

4. Purchases

In-app purchases are processed by Google Play Billing. We never see or store your payment details. Google's handling of that transaction is governed by Google's privacy policy.

5. Data sharing & security

Because your data stays on your device, it is as secure as your device. We do not share data with third parties (there is none to share). If you uninstall the app, your on-device data is removed by the operating system.

6. Changes

We may update this policy; the effective date above will change. Material changes will be reflected in the app listing.

7. Contact

Questions? Email prodm.itsolutions@gmail.com.